Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the website iprotectyou.family, operated by I Protect You LLC (“we,” “us,” or “our”). By accessing or using this website, you agree to these Terms. If you do not agree, please do not use the website.

1. Acceptance of Terms

By using this website, you confirm that you are at least 18 years old and able to enter into a binding agreement, and you agree to comply with these Terms and all applicable laws.

2. Use of the Website

You may use this website for lawful, personal, non-commercial purposes — to learn about our services, request a quote, and contact us. You agree not to misuse the website, attempt to gain unauthorized access, interfere with its operation, or use it in any way that violates applicable law.

3. Insurance Services Disclaimer

The information on this website is provided for general informational purposes only and does not constitute an offer of insurance, financial advice, or legal advice. Insurance products are offered through licensed agents and insurance carriers. Any coverage is subject to carrier approval, underwriting, and the terms, conditions, limitations, and exclusions of the actual policy issued. Quotes are estimates and are not a guarantee of coverage or price.

4. Appointments and Quotes

Requesting a quote or booking an appointment does not create an insurance policy or any obligation to provide coverage. Final coverage and pricing are determined by the issuing insurance carrier.

5. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of I Protect You LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use our content without our prior written permission.

6. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those websites, and such links do not imply our endorsement.

7. Disclaimer of Warranties

This website is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, I Protect You LLC will not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this website.

9. Governing Law

These Terms are governed by the laws of the State of South Carolina, without regard to its conflict of law principles.

10. Changes to These Terms

We may update these Terms from time to time. Changes take effect when posted, and the “Last updated” date above will be revised. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.

11. Contact Us

Questions about these Terms can be directed to I Protect You LLC at andy@iprotectyou.family or 1-866-879-2586, 427 Mulberry Ridge Ct, Lexington, SC 29073.